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INNOVECTIVES Inc.
Service category:
Digital, Media & Advertising
Service types:
Description
Innovectives Inc, is one of the top leading fintech Companies in Nigeria, promoting the Pan-African Payment Gateway. The company is a provider of online and mobile payments, cross-border payments, prepaid card payments, & financial technology solutions (Business-to-Business [B2B], Business-to-customer [B2C], Customer-to-Business [C2B], Business-to-Government [B2G], Government-to-Citizen [G2C]) across Africa.
As a financial inclusion advocate, the company leverages on the prevalence of mobile networks/mobile devices in Africa & employs agent banking business model to serve Africans in the following areas; mobile financial services, bill payment solutions, point of sale solutions, & international remittance services.
Africa has 2 trigger points for adopting mobile payments, each pertinent to a distinct segment of the population. For those consumers who have access to financial services in the form of bank accounts, remittance facilities, & credit or debit cards - typically those living in urban environments - the trigger is convenience. For those outside the reach of financial services - the unbanked, typically rural or semi-urban residents - the trigger is accessibility, introducing them to financial service capabilities previously beyond their reach. With mobile phone prices & attendant network costs continuing to decline, penetration among this population too is racing to become the default.
The most important characteristics of our service lines are that the concept is unique in the market of payment advisory & solution provisioning. Our solutions differ from our competitors in that our competitors do not offer always on & always connected end-to-end solutions with straight through processing capabilities.
As Retail Payment Services Provider, Innovectives buys basic payments from Wholesale Payments Providers (WPPs) – banks & licensed mobile money operators - & bundle them with additional services to provide sophisticated value added services.
As a financial inclusion advocate, the company leverages on the prevalence of mobile networks/mobile devices in Africa & employs agent banking business model to serve Africans in the following areas; mobile financial services, bill payment solutions, point of sale solutions, & international remittance services.
Africa has 2 trigger points for adopting mobile payments, each pertinent to a distinct segment of the population. For those consumers who have access to financial services in the form of bank accounts, remittance facilities, & credit or debit cards - typically those living in urban environments - the trigger is convenience. For those outside the reach of financial services - the unbanked, typically rural or semi-urban residents - the trigger is accessibility, introducing them to financial service capabilities previously beyond their reach. With mobile phone prices & attendant network costs continuing to decline, penetration among this population too is racing to become the default.
The most important characteristics of our service lines are that the concept is unique in the market of payment advisory & solution provisioning. Our solutions differ from our competitors in that our competitors do not offer always on & always connected end-to-end solutions with straight through processing capabilities.
As Retail Payment Services Provider, Innovectives buys basic payments from Wholesale Payments Providers (WPPs) – banks & licensed mobile money operators - & bundle them with additional services to provide sophisticated value added services.
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